Will Christmas push you over a Fiscal Cliff?

One of the largest problems in our Government is debt. The current rage in our Nation’s capital is focused on debt relief for our country, before we fall off the “fiscal cliff.” With the approaching Christmas holiday, how many shoppers are struggling with personal debt? Our Government has imaged itself after its citizens; mortgaging our future to become slave to the lender.

The notion that somehow we can stay ahead of the impending train wreck is wishful thinking. Memories of 911, the recession and other economic factors should have been a wake-up call for us, but many folks continue to charge and dig themselves deeper in debt.

Sadly, many people are living from paycheck to paycheck, charging repairs, large expenses, trips and Christmas gifts. A risky business in today’s world; just to keep up a tradition at any cost. Unfortunately, we live in a society that justifies spending based on our emotions, and desires. After all, everybody we know does it and we must keep up with the Jones’s.

The only problem is the Jones’s are broke too!

This year my family won’t be purchasing gifts and yes it will be strange; due to our debt and the fact my wife was laid-off in June. So we will get together with family, have a traditional meal and count our blessings.

Jesus is the reason we should be celebrating, not how many gifts or how many cool toys we received. We’ve basically eliminated having to deal with Black Friday, snarling shoppers and traffic jams along with the accompanied stress of purchasing decisions.

Less stress, demand and financial pain sounds like a good plan.

Somehow, after avoiding our own “fiscal cliff” our attitude must change. Borrowing into oblivion is not the solution. Getting out of debt is the only answer. Living a façade to impress others is foolish, stressful and unnecessary.

Just don’t wait for a magic cure from our Government. Moving the cliff only delays the pain. It’s up to you to climb the mountain or scale the cliff.

Living debt free is the only freedom for a stable future.

Until We Meet Again,
 Jim Carver

Author: The Legacy of David A. Wells- The Lexington High School “Band of Gold”
Something Meaningful that Matters!
www.successthroughmusic.com

http://jimcarver.blogspot.com/

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